JANUARY 22, 2026, EDITION

Sales of pre-owned homes closed out the year with solid momentum, supported by improving affordability and a growing number of listings. Buyers are seeing more options than they did earlier in the year, helping ease competition and create a more approachable market.

Signed contracts on pre-owned homes point to continued activity as we move deeper into the winter season. Buyers who paused their searches earlier are beginning to reengage, encouraged by steadier prices and a market that feels less rushed.

National home price growth remains modest, which is helping affordability slowly improve. At the same time, homeowners continue to benefit from the equity built over the past several years, keeping confidence strong among potential sellers.

The housing market continues to move toward balance, with more homes available and listings staying on the market slightly longer in many areas. This is giving buyers time to make thoughtful decisions, while sellers are adjusting strategies to attract serious interest.

Builder confidence is showing improvement, supported by steady demand and improving market conditions. New construction continues to play an important role in adding inventory, especially in areas where resale options remain limited.

Consumer sentiment around homeownership remains strong. Many buyers still see owning a home as a long-term goal and plan to make a move in the coming year as conditions continue to normalize.

DID YOU KNOW?… 2025 marked a return to a more balanced U.S. housing market. About 4 in 10 listings saw price adjustments, and available homes increased noticeably, giving buyers more choice while helping sellers compete more strategically. This shift toward balance is creating healthier conditions for both sides of the transaction.

Freddie Mac’s latest weekly survey shows mortgage rates holding near recent lows compared with earlier in the year, offering a more stable environment for buyers watching monthly payments. This added consistency is helping some buyers feel more confident about timing their move. Remember, mortgage rates can be extremely volatile, so check with your mortgage professional for the most up-to-the-minute information.

If you’re thinking about buying this year, preparation can make all the difference. Understanding your budget, knowing your must-haves, and having your financing lined up early can help you act confidently when the right home comes along.

With buyers having more choices, presentation and pricing matter more than ever. Homes that are well-maintained, thoughtfully prepared, and priced to reflect current conditions tend to attract more interest. A little preparation now can help your home stand out and lead to a smoother sale.